One integration. Every acquirer.
BridgePayments routes credit-card payments across multiple acquirers with automatic failover, intelligent routing, and a unified dashboard. Built for online businesses that can't afford a single point of failure.
- PCI DSS card-data security
- Multi-MID failover
- Unified reporting
Three steps to resilient card payments.
The platform sits between your backend and every acquirer. Card data is encrypted the moment it is captured, held only for the payment session, and never stored long term - we keep only the last four digits.
- 01
Integrate once
Drop in our REST API or hosted checkout. Same Bearer auth, same idempotency keys, same webhook shape regardless of which acquirer ultimately runs the transaction.
- 02
We route the payment
The routing engine picks the best MID per attempt based on your priority, BIN/country rules, MID limits, and live health. On declines or timeouts, it retries the next candidate.
- 03
You report on it
One dashboard for every acquirer. Filter, search, export, refund. Webhooks fire HMAC-signed events the moment a payment transitions state.
A decline is not the end of the payment.
Every payment runs down your MID chain. Declines, timeouts and technical errors fail over to the next acquirer automatically, and every attempt runs under the same security guarantees.
Decline, timeout, or technical error
Same payment, next acquirer in the chain
Questions, answered.
What exactly does BridgePayments do?
We sit between your backend and multiple acquirers (MIDs). One API in; intelligent routing, automatic failover, a single dashboard and unified webhooks out - no matter which processor ultimately runs the charge.
Which acquirers are supported?
Any Akurateco-protocol acquirer (e.g. NMCA, Jenapay) today, behind a pluggable adapter model. You bring the merchant accounts; we orchestrate them and add new ones without changing your integration.
Do I take on PCI scope?
With our hosted checkout, card data is entered on our pages and handled by our PCI DSS-controlled systems - not your servers - which keeps your PCI burden minimal. Full card numbers are held encrypted only while the payment completes and are never stored long term; we keep the last four digits and brand.
How does failover work?
On declines, timeouts, or technical errors we retry the next acquirer in your chain automatically. A circuit breaker pauses unhealthy MIDs and probes them back.
How do I get started?
Sign up, grab a test key, and push a payment through hosted checkout in minutes. Test mode is free and needs no approval; going live is a KYC step away.
Stop losing transactions to a single processor.
Sign up in 30 seconds, get a test API key, and run your first orchestrated payment before your coffee cools.